Privacy Policy

 📜 Privacy Policy for True Apps

Effective Date: [26/09/2025]

Loancash Emi Loan Calculator (“we”, “our”, or “us”) operates the mobile application Loancash Emi Loan Calculator (the “App”). This Privacy Policy explains how we handle user information when you use our App.

1. Information We Collect

Our App does not require or collect any personal information such as your name, phone number, email, Aadhaar, PAN, or bank details.

The financial inputs you enter (loan amount, interest rate, tenure, salary, budget, GST % etc.) are processed locally on your device only.

We do not store or share these values with any third party.

2. Features of the App

The App provides financial calculation tools only, including but not limited to:

Loan & EMI Calculators

SIP, FD, RD, PPF & Lumpsum Investment Calculators

Pension & Retirement Calculators

Lease, Rent & Salary Calculators

Budget & Expense Planning Tools

GST & Tax Calculators

👉 These features are provided only as financial planning tools.

👉 The App does not provide loans, credit, financial advice, or investment services.

3. Permissions Used

The App uses the following Android permissions:

INTERNET – To show ads and fetch required resources.

ACCESS_NETWORK_STATE – To check internet connection status.

ACCESS_WIFI_STATE & CHANGE_WIFI_STATE – To optimize network usage for ads and analytics.

POST_NOTIFICATIONS – To send important app-related notifications (only if the user allows).

com.google.android.gms.permission.AD_ID – Required for personalized & non-personalized advertisements via Google AdMob.

👉 We do not misuse these permissions, and they are only used for the stated purposes.

4. Advertisements

The App may display third-party advertisements (e.g., Google AdMob).

These ad networks may use cookies or unique device identifiers (Advertising ID) to show relevant ads.

We do not control the data collected by third-party ad providers. Please refer to Google AdMob Privacy Policy

5. Data Security

Since we do not collect or store personal data, there is no risk of your entered calculation data being misused.

All calculations happen locally on your device.

6. Children’s Privacy

This App is safe for all users.

We do not knowingly collect any data from children under 13 years of age.

7. Disclaimer

This App is intended for educational and informational purposes only.

The results of calculations are approximate and may differ from actual financial outcomes.

Users are advised to consult with a financial advisor or relevant authority before making financial decisions.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Updated versions will always be available inside the App or on this page.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

📧 Email : officia.jbsdigital789@gmail.com